WHAT TO DO IF YOU HAVE BAD CREDIT?

If you realize that your credit rating is not as strong as you thought it to be.
Contact a non-profit credit counselling agency for:

• Credit education
• Confidential budget and debt counselling
• Debt repayment programs and
• Financial management education.

For an agency near you visit: www.creditcounsellingcanada.ca or www.oaccs.ca

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